For over 75 years, Tinker Federal Credit Union (TinkerFCU) has been a trusted financial institution dedicated to helping its members achieve financial success. With its strong focus on service, security, and community, TinkerFCU has grown to become the largest credit union in Oklahoma, serving over 400,000 members and managing more than $6 billion in assets.
At TinkerFCU, members are not just customers—they are co-owners of the credit union, which means the organization is built around meeting their needs. Whether you are looking for affordable loans, high-interest savings accounts, or convenient digital banking tools, TinkerFCU provides a wide range of services designed to support every stage of your financial journey.
Why Choose TinkerFCU?
As a member-owned, not-for-profit institution, TinkerFCU is driven by the goal of providing exceptional value and service to its members. Unlike traditional banks, which prioritize profits for shareholders, TinkerFCU reinvests its earnings back into the organization to improve products, offer better rates, and enhance the overall member experience.
Here are some of the key reasons why TinkerFCU is a great choice for managing your finances:
1. Competitive Rates and Low Fees
One of the primary benefits of joining TinkerFCU is access to highly competitive interest rates on loans and credit cards, as well as higher dividends on savings accounts. Additionally, TinkerFCU is committed to keeping fees low, making it a cost-effective option for a variety of financial services.
2. Personalized Service
As a credit union, TinkerFCU prides itself on offering personalized service. Whether you need help choosing the right loan or guidance on savings strategies, TinkerFCU’s knowledgeable staff is always ready to assist. Members can expect individual attention and solutions tailored to their specific needs.
3. Community-Focused
TinkerFCU is deeply committed to supporting the communities it serves. The credit union participates in charitable activities, provides financial education programs, and offers scholarships to support local students. TinkerFCU’s commitment to community involvement sets it apart as a financial institution that cares about more than just profits.
Financial Services Offered by TinkerFCU
TinkerFCU offers a wide range of financial products and services that cater to both individual and business members. From basic checking and savings accounts to complex loan products, TinkerFCU is a one-stop shop for all your financial needs.
1. Savings and Checking Accounts
TinkerFCU provides a variety of savings and checking account options, all designed with competitive rates and low fees to help you maximize your money. Whether you’re looking for a high-yield savings account or a simple, fee-free checking account, TinkerFCU has options to suit your needs.
- Savings Accounts: Grow your money with TinkerFCU’s savings options, which include regular savings accounts, money market accounts, and certificates of deposit (CDs). Each option offers competitive rates to help you build your savings.
- Checking Accounts: TinkerFCU offers several checking accounts with benefits like no monthly maintenance fees, free debit cards, and access to a large network of ATMs. Members can enjoy convenient access to their money without the burden of high fees.
2. Loans and Credit Cards
TinkerFCU offers affordable loan products to help members finance everything from cars to homes. With competitive interest rates and flexible repayment terms, TinkerFCU’s loans are designed to make borrowing easy and affordable.
- Auto Loans: Whether you’re purchasing a new or used vehicle, TinkerFCU provides low-interest auto loans with flexible terms. Members can also refinance existing auto loans to take advantage of better rates.
- Home Loans: TinkerFCU offers a variety of mortgage options, including first-time homebuyer programs and refinancing solutions. TinkerFCU works with you to find the best mortgage option for your situation.
- Personal Loans: For everything else, TinkerFCU offers personal loans with competitive rates. Whether you’re consolidating debt, making a big purchase, or covering unexpected expenses, TinkerFCU’s personal loans give you the flexibility you need.
- Credit Cards: TinkerFCU’s Visa® credit cards come with low rates, no annual fees, and rewards programs, making them a great option for everyday purchases or building credit.
3. Business Banking
TinkerFCU supports local businesses with a range of business banking products and services. From business checking accounts to commercial loans and lines of credit, TinkerFCU helps entrepreneurs and small business owners achieve their financial goals.